Who can buy cheap land in California?

Don’t fall into the misconception that you need to be Donald Trump to buy cheap land in California (although Donald Trump did invest in undeveloped land in California). In fact, almost any middle-income investor can diversify by purchasing land. Is land banking in California right for you? Here, we will outline several groups of people who can easily buy and benefit from cheap land in California.


Singles with some money to invest can buy cheap land in California by creating a Roth IRA. Creating a Roth IRA is easier than it sounds. You can open a traditional IRA with a custodian of your choice and then simply convert the account to a Roth account. A Roth IRA allows you to pay taxes on the funds now (at the time of transfer). You are not taxed after you begin withdrawals, so a Roth IRA is often a better idea for singles: you pay taxes upfront on the investment, not the wealth you gain from it.


Families, especially those looking to provide a college education for young children, can and should purchase cheap land in California as an investment. Even if some members of the family are almost ready to retire, the investment can benefit them, their children and their grandchildren over time. If a member of your family already has an IRA, your family doesn’t need cash in order to buy the land: you can use those funds. In this case, a Traditional IRA might be a better choice, especially if you are unable to claim the transferred funds as income.

Young People

Young people are ideal real estate investors, even though many don’t realize it. Every day, when people ask us about cheap land in California, we hear stories like, “When I was in growing up and in college, I saw my small town explode into the surrounding areas. It would have been nice to have invested in that land as a young person.” Young people – including working college students who have at least $5,000 to invest – have time on their side. With at least thirty or forty years ahead of them, during which they’ll be in the workforce, these people can wait to take advantage of development at its peak.

Business Owners

Business owners looking to retire comfortably don’t have to do what most of them do: invest in risky, sometimes underperforming stocks or bonds. Business owners are ideal land bankers whose investments can pay for some of their retirement expenses.

Ideal buyers of cheap land in California are regular people who look beyond the mainstream. Fed up with low savings account rates and volatile market investments, land bankers favor long-term, tangible assets that take time to grow. Land bankers don’t believe in get-rich-quick schemes; they believe that wealth comes from responsibility and informed decisiveness over time. If you find that these characteristics resonate with you, you might be an ideal land banker. Speak with us about investing in cheap land in California – you’ll be surprised by how much you don’t yet know.

This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.